We respect your privacy. This policy explains what data we collect when you use 3Bank and how we use it.

What we collect

  • Account data: your name, username, email address, phone number and password (stored in encrypted form), plus whatever you choose to add to your profile, such as a photo, a bio and your study or work affiliation.
  • Signing in with Google or Microsoft: if you choose this, we receive only your name and email address from them. We never see your password with them.
  • Content: the articles and comments you post.
  • Usage data: the pages you visit, your browser type and your IP address, for statistics, security and improving the site.
  • Subscriptions: your email if you subscribe to the newsletter, and your device details if you turn on notifications.

How we use it

We use your data to run your account and show and attribute your content, to verify your email and phone, to send service messages (such as verification, password resets and the status of your articles), to send the newsletters and notifications you subscribed to, and to protect and improve the site.

Who we share it with

We do not sell your data. We use service providers to run the site, and they process data only as needed to provide their service. They include our hosting and cloud storage provider, our email provider, an AI service provider that may receive text you ask us to process (such as translation, suggestions or speech-to-text), and Google and Microsoft when you sign in with them. We may disclose data if the law requires it.

What is public

Your name, photo, bio, articles and comments are visible to visitors, depending on what you publish. Your email address and phone number are not shown publicly.

Cookies

We use cookies that are necessary for signing in and remembering your preferences, such as language. We do not use them for advertising.

Retention and your rights

We keep your data while your account exists and as needed for our purposes. You can edit your details from your profile page, ask us to delete your account or data, unsubscribe from the newsletter using the link at the bottom of every email, or turn off notifications in your browser.

Security

We take reasonable steps to protect your data, but no method of transmission or storage is completely secure, and we cannot guarantee absolute security.

Changes and contact

We may update this policy and will show the current version on this page. For any question or request about your data, contact us through the Contact section of the site.